Mortgage Lenders

Mortgage Lenders

We’ve compiled a list of local Vermont mortgage lenders. If you’re looking into purchasing a home, this is an important resource. Please contact us if you have any questions about the process of obtaining a mortgage loan for your upcoming investment. We’re here to help you accelerate your life today!

Bank/Mortgage Co. Offer Mortgages to Buyers with < 20% Down Offer Mortgages to Buyers with Credit Scores < 620 Offer FHA/VA VHFa or Nhhfa Loans Are mortgages held in-house (Not re-sold) Branch/Office Locations
Benchmark Mortgage http://Benchmark.us Yes – 0% down USDA RD & VA loans. 3.5% FHA 620 is current min score Yes – FHA & VA No Essex VT
Heritage Family Credit Union http://Hfcuvt.com Yes – 5% down Yes. No min score No Some Rutland / Brandon / Bennington / S. Londonderry / Fair Haven / Ludlow VT

Mansfield Mortgage Professionals http://Mmptv.com

Yes – 3.5% down for FHA. 0% down for VA & USDA rural housing Yes – as low as 580 on FHA & VA Yes – FHA & VA including 203K FHA rehab loan No Essex Jct VT

Mortgage Financial Inc. http://MortgageFinancialVermont.com

Yes – 0% down for VA & USDA RD & VA loans. 3.5% FHA 620 is current min FICO score Yes No Colchester / Stowe VT

N.E. Federal Credit Union http://Nefcu.com

Yes – 0% down for VA & USDA rural dev. 3% for in-house adjustable loans No Yes – VHFA & VA Majority are St. Albans / Williston / Essex Jct. / S. Burlington

North Country Federal Credit Union http://NorthCountry.org

Yes – 3% down Yes Yes – FHA Some Chittenden / Washington / Grand Isle / Orleans / Calendonia counties VT

One Credit Union http://Onecu.org

Yes – 0% down on USDA RD & VA loans. 3.5% on FHA. 3-5% for conventional 620 is current min cut-off Yes – FHA & VA Some are Essex Jct. / S. Barre / Vergennes / Springfield / Chester VT

Peoples Trust Company http://Ptcvt.com

0% down payment with USDA rural development Yes Yes – VHFA Majority are Essex / Enosburg / St. Albans / Georgia / Swanton VT

Union Bank http://Ublocal.com

Yes Р0% VA & USDA. 3.5% FHA. 3-5% down for conventional 640 is current cut-off Yes Majority are Franklin / Lamoille / Caledonia / Chittenden counties VT

Vermont Federal Credit Union http://VermontFederal.org

Yes – 3% down VHFA. 5% otherwise 620 is current cut-off Yes – VHPA & VA Some are Burlington / S. Burlington / Milton / St. Albans / Middlebury / Vergennes VT

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Our team is available to assist you 7 days a week (call or text):
Margo Sherwood (802) 782-0821
Tami Lantz (802) 347-4114
Tyler Hull (802) 309-5116
Jennifer Mahoney (802) 323-4383

 

Our real estate office is located at the Pink Lady Antique and Gift Center:
66 Main St.
Richford, VT 05476
(802) 848-3836
*Local Lenders’ Survey updated by Picket Fence Preview and adapted by Sherwood Real Estate on June 10, 2016